Mint vs YNAB: Which Budgeting Method Saves More Money?
Key Takeaways Mint shut down in 2024, pushing millions of former users to find a new way to manage their money YNAB's zero-based budgeting method asks people to plan spending before it happens, rather than just reviewing it afterward YNAB users have reported saving $600 in their first month and more than $6,000 in their first year Free automated tracking and paid proactive planning both come with trade-offs worth weighing before choosing a new budgeting tool Learning a new financial system takes time, but the payoff for many former Mint users has been more clarity and control over their money Mint Is Gone, So What Now? For years, Mint was the free budgeting app millions of people leaned on to see where their money went. It synced bank accounts automatically, sorted transactions into neat categories, and gave users a quick snapshot of their financial life without much effort. That era ended in 2024, when Intuit officially shut Mint down and pointed users toward Credit Karma, a platf...