The Six Stages of a Personal Injury Claim in Texas, Explained
Key Takeaways A Texas personal injury claim requires proving negligence by showing duty, breach, causation, and damages. Texas splits fault by percentage, and a claimant found more than 50% responsible recovers nothing. Most claims are resolved through a demand letter and negotiation rather than a trial. Most claims must be filed within two years of the injury, though claims against government entities have much shorter notice deadlines. How well a claim is documented in the early weeks often determines what an insurer is eventually willing to pay. Nearly everyone who ends up dealing with an insurance claim after a car accident, a fall, or a workplace injury is doing it for the first time, and the process tends to unfold the same way regardless of what caused the injury. The León Law Firm's guide to the personal injury claim process in Texas breaks that process down into six stages. What follows is a closer look at each one, along with places where people commonly lose value in a ...