UBCNews

Key Takeaways California law requires every garage door opener sold or installed since July 1, 2019, to have a working battery backup , with violations costing $1,000 per opener The rule traces back to the 2017 wildfires, when at least five people reportedly died because they could not get their garage doors open during power outages Replacement garage doors cannot legally be connected to an opener that lacks a battery backup, even if the opener itself predates the law Property managers in Riverside, San Bernardino, and surrounding Inland Empire counties face added exposure since a large share of renters there live in single-family homes Testing a battery backup takes just a few minutes but can reveal whether a rental property is compliant and ready for the next power shutoff A garage door that won’t open during a wildfire evacuation isn’t just an inconvenience. For tenants in single-family rentals, it can mean a vehicle trapped inside with no quick way out. California lawmakers addres...

Having a baby changes more than your daily routine. Suddenly, decisions about housing, childcare, education, and household spending carry greater financial consequences. Yet life insurance is one part of family planning that many new parents put off, often because they aren't sure how much coverage they need or where to begin. According to Oak Lawn, IL insurance expert Jerry Carter , one of the most useful starting points is to consider how a family's finances would change if a parent or primary income earner were no longer there. Start With the Financial Responsibilities You Already Have Before choosing a life insurance policy, take stock of the expenses your household currently depends on someone earning money to cover. Mortgage or rent payments, utilities, groceries, transportation, and outstanding debts are obvious considerations. However, young families should also account for expenses that may become more difficult to manage after losing a parent, such as childcare or hou...

IBU's BCOM in Digital Sales and Marketing Management trains students to plan, run, and analyze marketing campaigns rather than study marketing theory in isolation. The 32-month, eight-semester program is delivered in person at IBU's downtown Toronto campus, and its curriculum is structured so that applied digital marketing work begins early rather than waiting until a final-year project. A Curriculum Built Around Applied Campaign Work The program is organized into four levels. Level One, spanning the first two semesters, covers business foundations: accounting, international business, business research, financial analysis, economics, organizational behaviour, and technology literacy. This gives every student the same general business grounding before marketing-specific coursework begins. Level Two introduces the program's marketing and sales core, including digital marketing, marketing strategy, sales technique, and social media metrics, alongside a Special Digital Marketi...

Key Takeaways Dump trailers for sale near St. Louis range from $7,488 for compact 6x12 tandem-axle units to $28,488 for premium 16-foot gooseneck configurations rated at 23,000 lbs GVWR, with price driven mainly by size, GVWR class, and feature upgrades Size matters more than most buyers expect: compact 10- to 12-foot trailers suit homeowners and light landscaping, 14-foot models are the pick most St. Louis contractors make, and 16-foot or gooseneck builds handle heavy commercial loads GVWR and payload capacity are the two numbers that determine whether a trailer can legally and safely handle a job, and understanding them prevents costly mistakes Dealers like Poplar Bluff Trailer stock dump trailers from major brands with daily-updated inventory and same-day financing approval for qualified buyers - making them well-placed to share the expert insights below Shopping for a dump trailer in the St. Louis area means weighing price, size, and dealer options together, and getting any one o...

Key Takeaways The five standout free Instagram ad library options for 2026 are GetHookd, Meta Ad Library, BigSpy, Minea, and PowerAdSpy, each built for a different stage of competitor research. GetHookd tops the list with a 65 million-plus ad library and AI tools that help translate competitor research directly into new creative. Free means something different for every tool: Meta Ad Library requires no signup at all, BigSpy caps daily searches, Minea hands out a limited batch of credits, and PowerAdSpy's free access is really a low-cost paid trial. The most useful tools go beyond showing which ads are currently live, adding scaling signals, historical archives, and landing page visibility that turn research into something actionable. Picking the right tool often comes down to whether quick lookups or deeper, ongoing research is the real goal, and matching each option to a workflow makes the difference. Finding winning Instagram ad angles used to mean endless scrolling and guesswo...

Key Takeaways Business listings do not guarantee a completed sale, even when owners hire experienced brokers to market their companies. Thorough preparation can make a business more attractive to prospective buyers and improve its chances of completing a sale. A documented growth story can support a stronger valuation multiple. Moving from 3x to 4x on $333,000 in earnings represents approximately $333,000 in additional sale value. Owner dependency and messy financial records can discourage serious buyers before a deal even starts. Legal, broker, and due diligence costs can reduce the proceeds owners receive, making it important to account for transaction expenses when planning an exit. Selling an HVAC or plumbing company sounds simple on paper: list it, find a buyer, collect a check. The reality looks very different for owners who try it without a plan. According to Clint Evans, founder of Core Growth Group , preparation is often the step business owners overlook because it takes work ...