Is Now a Good Time To Buy a House? Fort Collins Experts Explain Pros and Cons
Buying a house can feel a little like standing in front of a departure board at the airport. One screen says rates may come down. Another says prices are still high. For many people, that question has become harder to answer. According to the National Association of Realtors’ 2025 Profile of Home Buyers and Sellers, first-time buyers made up just 21% of all buyers, the lowest share recorded in the report’s history. The median age of first-time buyers also rose to 40, which shows how many people are waiting longer before entering the market. The “Right Time” Is Not the Same for Everyone A lot of buyers want a clear yes or no answer. Should they buy now, or wait? The problem is that the housing market does not work like a sale at a store. There is no perfect weekend when every home suddenly becomes affordable and every buyer gets ideal terms. Mortgage rates matter, of course. So do home prices. But timing a purchase only around rates can be risky. If rates fall, more buyers may come back...